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Expert Home Mortgage Broker NZ

If you are in search of a home mortgage broker NZ, you should definitely consider APM Finance a company owned by Kakapo Consultants. This company has been in the business of offering online personal loans since the early part of the 2000’s. Their professional and helpful team specializes in helping you to find an affordable and suitable solution to assist you in buying a home.

Mortgage And First Home Loan Experts

If you are not sure about the type of home loan that you can apply for, APM finance is a professional home mortgage broker NZ that can help you through the process. This company will work for you to make sure you are able to get the best rates and deals on a home loan.

APM Finance work with a number of financial institutions in order to arrive at the very best rates for the loan you decide on. Here are a few of the home loans that this home mortgage broker NZ can assist you with:

  • Self Employed Mortgages
  • Non-Bank Lending
  • Bad Credit Mortgages
  • Low Documentation Lending
  • First Home Buyers
  • Kiwisaver Home Loans
  • Welcome Home Loans
  • Bridging Loans
  • Bank Mortgages
  • New Home Builds

Non-Bank Bad Credit Home Lending

Unexpected events, losing a job, illness or significant and large bills can make it just about impossible to manage your mortgage payments. When you fall behind on land rates and mortgage payments, your lender may be forced to sell your home at a mortgagee sale if you fail to take action as soon as possible.

APM Finance is a company that you can turn to that will assist you in every stage of the arrears process on your mortgage, even when the PLA has expired. They will require access to your current financial position so that they can give you advice on the solutions to sort out your mortgage. This could involve taking out a 2nd mortgage, or taking out complete refinance with another temporary lender so that you are given a chance to stabilize your finances. This home mortgage broker NZ, can also assist you in selling the home while making sure you do not have the stigma attached to your name of the mortgagee sale.

Experts In Low Document And Self Employed Home Lending

People who are self-employed often find it a very difficult task to get a bank mortgage in order to buy a home. APM Finance can assist you in the following way:

  • Loans for the self-employed borrower with only 6 months proof of trading history
  • No ongoing or monthly fees
  • No Financials Required
  • Unlimited cash up to 80% LVR ( conditions will apply)
  • Income-verification options that are flexible
  • The main focus on the “low documentation” products is described as asset-based lending which is aimed at the borrowers that find it difficult to prove their income, because they are usually self-employed. The Low Documentation lending is regarded as “asset based lending” opposed to “income-based lending” which is typically offered by the banks.

If you are buying a home for the first time, or you have had a few indiscretions in regards to your financial past, or you are behind on your mortgages, give APM Finance a call to find out about the type of financial solutions that are available to make your life a lot easier.